Health · Dental · Vision

Stop overpaying for coverage you don’t understand.

I’m Ocean, a licensed health advisor. I find individuals, families, and the self-employed coverage that fits their life and their budget, and explain it in plain English. Start any month of the year.

Ocean Willow

Working with me costs you nothing. You’ll hear from me directly, never a call center.

Which situation sounds like you?

Step 1 of 4

Coverage

Coverage built around how you actually live.

No one-size-fits-all package. I learn what you need, then lay out the plans worth your money and tell you straight which ones aren’t.

Health

Individual and family plans for doctor visits, prescriptions, and the big stuff you hope never happens. Built around your doctors and your budget.

Dental

Cleanings, fillings, and the surprise crown. Standalone or paired with your health plan.

Vision

Eye exams, glasses, and contacts, without paying full retail every year.

How it works

Three steps. No pressure, no runaround.

  1. Tell me your situation

    Answer four quick questions. Takes about a minute, and your info never gets sold to a list.

  2. Get your options by text

    I text you real quotes, usually the same day. Questions? Just text back.

  3. Walk through it together

    We hop on a short screenshare, compare side by side, and I handle the enrollment with you.

Reviews

What clients say

Real words from the people Ocean has helped.

Ocean was great to work with! He made the whole process really easy and took the time to explain everything. I had a lot of questions and never felt rushed. Definitely appreciate his help!
James R.Willow Health client
I had been putting off finding health insurance because it all seemed so confusing. Ocean made it so much easier and helped me find coverage that worked for my situation and budget. Really glad I reached out!
Amber F.Willow Health client
Really good experience with Ocean at Willow Health. He was easy to talk to, answered all my questions, and actually took the time to make sure I understood what I was getting. It’s nice having someone you can reach out to instead of trying to figure everything out yourself.
Vivian L.Willow Health client
Ocean was great! He made everything really easy and helped me find a plan that worked for me. Really appreciate his help!
Jaden K.Willow Health client
Ocean Willow, licensed health advisor

About

Hey, I’m Ocean.

Most people only shop for health insurance when something forces them to, and then they get buried in jargon and calls from people who don’t know their name. I started Willow Health to be the opposite of that.

I keep it simple: I learn what you actually need, show you the options that fit, and explain them in plain English. You get my direct line, and I answer it, before you buy and long after.

Talk soon,Ocean Willow, licensed health advisor

FAQ

Questions people ask me first

Don’t see yours? Text me and you’ll get a real answer from me, usually within the hour.

Text Ocean
Can I really get coverage outside open enrollment?

Often, yes. Depending on your situation, there are plans you can apply for any month of the year, and life changes like losing a job, moving, or having a baby can open other doors too. I’ll tell you straight which options you qualify for.

Does it cost anything to work with you?

No. Advisors like me are paid by the insurance companies, so you don’t pay me a fee.

Will I get a flood of calls after I fill this out?

No. Your info comes straight to me, and you’ll hear from me and no one else.

Which states do you cover?

Put in your ZIP code and I’ll confirm right away, or just text me and ask.

Can I keep my doctor?

Tell me who your doctors are and I’ll check which plans have them in network before you pick anything.

Let’s get you covered this month, not next fall.

Start your quote now, or grab 15 minutes and talk it through with me.

Get my quote Book a call