Health
Individual and family plans for doctor visits, prescriptions, and the big stuff you hope never happens. Built around your doctors and your budget.
Health · Dental · Vision
I’m Ocean, a licensed health advisor. I find individuals, families, and the self-employed coverage that fits their life and their budget, and explain it in plain English. Start any month of the year.
Working with me costs you nothing. You’ll hear from me directly, never a call center.
You’ll get a text from me shortly with your options. Want to skip ahead? Grab a time and I’ll walk you through everything on a quick screenshare.
Pick a time with OceanCoverage
No one-size-fits-all package. I learn what you need, then lay out the plans worth your money and tell you straight which ones aren’t.
Individual and family plans for doctor visits, prescriptions, and the big stuff you hope never happens. Built around your doctors and your budget.
Cleanings, fillings, and the surprise crown. Standalone or paired with your health plan.
Eye exams, glasses, and contacts, without paying full retail every year.
How it works
Answer four quick questions. Takes about a minute, and your info never gets sold to a list.
I text you real quotes, usually the same day. Questions? Just text back.
We hop on a short screenshare, compare side by side, and I handle the enrollment with you.
Reviews
Real words from the people Ocean has helped.
Ocean was great to work with! He made the whole process really easy and took the time to explain everything. I had a lot of questions and never felt rushed. Definitely appreciate his help!
I had been putting off finding health insurance because it all seemed so confusing. Ocean made it so much easier and helped me find coverage that worked for my situation and budget. Really glad I reached out!
Really good experience with Ocean at Willow Health. He was easy to talk to, answered all my questions, and actually took the time to make sure I understood what I was getting. It’s nice having someone you can reach out to instead of trying to figure everything out yourself.
Ocean was great! He made everything really easy and helped me find a plan that worked for me. Really appreciate his help!
About
Most people only shop for health insurance when something forces them to, and then they get buried in jargon and calls from people who don’t know their name. I started Willow Health to be the opposite of that.
I keep it simple: I learn what you actually need, show you the options that fit, and explain them in plain English. You get my direct line, and I answer it, before you buy and long after.
Talk soon,Ocean Willow, licensed health advisor
FAQ
Don’t see yours? Text me and you’ll get a real answer from me, usually within the hour.
Text OceanOften, yes. Depending on your situation, there are plans you can apply for any month of the year, and life changes like losing a job, moving, or having a baby can open other doors too. I’ll tell you straight which options you qualify for.
No. Advisors like me are paid by the insurance companies, so you don’t pay me a fee.
No. Your info comes straight to me, and you’ll hear from me and no one else.
Put in your ZIP code and I’ll confirm right away, or just text me and ask.
Tell me who your doctors are and I’ll check which plans have them in network before you pick anything.
Start your quote now, or grab 15 minutes and talk it through with me.
Effective November 14, 2026
Willow Health is the business name of Ocean Willow, a licensed health insurance advisor (“Willow Health,” “we,” “us,” or “our”). This policy explains what information we collect when you use this website or contact us, how we use it, and the choices you have. By using this site or submitting your information, you agree to this policy.
Information you give us. When you request a quote, book a call, or contact us, we may collect your name, phone number, email address, ZIP code, age, household members who need coverage, your coverage situation and preferences, and anything else you choose to share with us by form, phone, text, or email.
Information needed to apply for coverage. If you decide to apply for a plan, we may collect additional details the insurance company requires, such as dates of birth, address, and health or prescription information. We collect this only to help you get quotes and apply for coverage you have asked about.
Information collected automatically. Like most websites, this site and the services that run it may collect basic technical information such as your device and browser type, IP address, pages visited, and how you arrived at the site. We may use cookies or similar tools, including advertising and analytics tools from companies like Meta and Google, to understand how the site is used and to measure our advertising.
We do not sell your personal information. We share it only as needed to serve you:
If you give consent on our form, Willow Health may call or text you at the number you provided, including with automated technology, about insurance options and the request you made. Consent is not a condition of any purchase. Message frequency varies. Message and data rates may apply. Reply STOP to stop receiving texts, or HELP for help.
We do not share or sell your mobile number or text messaging consent with any third party for their own marketing purposes. Text messaging originator opt-in data and consent will not be shared with any third parties, except service providers that deliver our messages on our behalf.
Some coverage applications ask about your health. Any health information you share with us is used only to help you find and apply for coverage, is shared only with the insurance companies involved in your application, and is protected with the same care as the rest of your information. Insurance companies handle health information under their own privacy notices, which they provide when you apply.
We use reasonable administrative, technical, and physical safeguards to protect your information. No website or method of transmission is completely secure, so we cannot guarantee absolute security.
We keep your information as long as needed to serve you, maintain any policy you obtain through us, and meet record-keeping requirements under insurance and other laws. After that, we delete or securely dispose of it.
Depending on where you live, you may have additional privacy rights under state law. Contact us to make a request.
This site is intended for adults. We do not knowingly collect information from anyone under 18 except as provided by a parent or guardian applying for coverage for their family.
This site links to other services, such as our booking page and insurance company websites. Their privacy practices are governed by their own policies.
We may update this policy from time to time. The effective date at the top shows when it was last changed.
Questions or requests about your privacy: call or text Ocean Willow at the number listed on this site.